Mortgage Assistance Program

Please call (925) 960-4580 to verify if funds are available.

The City of Livermore’s Mortgage Assistance Program provides a second mortgage loan for first time homebuyers who desire to live in the City of Livermore. The program is administered through the Housing and Human Services Division which works to maintain and expand housing opportunities for low and moderate-income households throughout the City. Purchasing a home in the City of Livermore is a wonderful choice, as Livermore is a community that cares about maintaining the character of its neighborhoods and enhancing the quality of life of its citizens.

Income Guidelines:

Household Size	Low- Income Limit	Moderate-Income Limit
1	46,350	$75,000
2	53,000	$85,700
3	59,600	$96,450
4	66,250	$107,150
5	71,550	$115,700
DPA Available	up to $40,000 in the form of a deferred loan	up to $30,000 in the form of an amortized loan

Click on the links below to view and download the brochure, application and detailed guidelines for the Mortgage Assistance Program. For additional information, please contact the City’s Housing Division at 925-960-4580 or by email at: housing@ci.livermore.ca.us

• DPA Brochure(pdf)
• DPA Application and Program Guidelines (pdf)
• Housing Trust Fund Program Guidelines (pdf)
• First Time Homebuyers Education Classes
• Lenders & Title Company - Check List (pdf)
• Promissory Note - Amortized (Sample)
• Deed of Trust - (Sample)
• CalHOME Promissory Note (low-income households) SAMPLE
• CalHOME Deed of Trust (low-income households) SAMPLE